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  2. What happens when you can’t repay a payday loan? - AOL

    www.aol.com/finance/happens-t-repay-payday-loan...

    When you can’t repay a payday loan, several things are likely to happen as a result.

  3. How to get out of debt without paying - AOL

    www.aol.com/finance/debt-without-paying...

    Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...

  4. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Getting debt relief through debt settlement If you have over $7,500 worth of unsecured debt and your credit is in bad shape, then seeking a program through a good debt relief company may be your ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    A portion of each payment is taken as fees for the debt settlement company, and the rest is put into the trust account. The consumer is told not to pay anything to the creditors. The debt settlement company's fees are usually specified in the enrollment contract, and may range from 10% to 75% of the total amount of debt to be settled. [13]

  6. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Alternatives to credit card debt settlement. Debt settlement is the right choice for some people, but keep in mind that it will lower your credit score and make it harder to borrow money in the ...

  7. Debt relief - Wikipedia

    en.wikipedia.org/wiki/Debt_relief

    Debt relief, on an individual level, refers mainly to the negotiation for a reduction of a debt by either the consumer or a debt settlement agency. Through this arrangement, consumers agree to pay the creditor a fixed amount of money (generally a discount on their outstanding debt) either in a lump sum or under a payment plan.

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