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For example, a check written to “Jack and Jill” must be endorsed by both Jack and Jill. ... check with a place for you to sign or stamp the check. Look for the words, “Endorse Here ...
A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check.As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.
For example, if the check is for “Sara and Ken,” both of them must endorse it. If it is for “Sara or Ken,” then either one can sign. There are three types of endorsements:
How To Deposit a Cashier’s Check. Depositing a cashier’s check is similar to depositing any other type of check. Here are some steps you can follow: Step 1. Visit Your Bank or Use Mobile Deposit.
A payee receiving a traveller's cheque would follow its normal procedures for depositing cheques into its bank account: usually, endorsement by stamp or signature and listing the cheque and its amount on the deposit slip. The bank account will be credited with the amount of the cheque as with any other negotiable item submitted for clearance.
A bearer check is payable to anyone who is in possession of the document: this would be the case if the cheque does not name a payee, or is payable to "bearer" or to "cash" or "to the order of cash", or if the cheque is payable to someone who is not a person or legal entity, for example if the payee line is marked "Happy Birthday".