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SmartAsset is a financial technology company, founded in July 2012 by Michael Carvin and Phillip Camilleri and headquartered in New York, New York. [1] [2] The company publishes articles, guides, reviews, calculators and tools to help people make decisions about personal finance.
The final step is to decide how you will manage your income and your remaining assets over time. Here we have a two-person household with Social Security benefits and an IRA balance.
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Diversification helps manage this risk by spreading your savings across different asset classes and investment types. This way, if one investment underperforms or loses value, the other ...
This includes making a "safe harbor" employer contribution to employees' accounts. Safe harbor contributions can take the form of a match (generally totaling 4% of pay) or a non-elective profit sharing (totaling 3% of pay). Safe harbor 401(k) contributions must be 100% vested at all times with immediate eligibility for employees.
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