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These accounts are referred to as 'retained asset accounts' and are essentially an I.O.U. from the company to the payee (in many cases a fallen service members' family). While in early 2010 Prudential was making profits of up to 4.2% in its general account, they paid out 0.5% interest in these non-FDIC insured "Alliance" accounts.
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OSGi is an open specification and open source project under the Eclipse Foundation. [2]It is a continuation of the work done by the OSGi Alliance (formerly known as the Open Services Gateway initiative), which was an open standards organization for software founded in March 1999.