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2. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Secured loans, such as car loans or mortgages, are backed by collateral. When you borrow a secured loan, the collateral can be repossessed if you fall behind on payments.

3. How do secured loans work? - AOL

   www.aol.com/finance/secured-loans-020828573.html

   Some secured loans can only be used for its intended purpose. Secured loan vs. unsecured loan. Some loans, such as personal loans, can be either unsecured or secured, depending on the lender. If ...

4. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Because personal loans aren’t secured, you qualify primarily through your credit score and your debt-to-income ratio. Lenders advertise loan amounts between $1,000 and $100,000.

5. Where to get a personal loan - AOL

   www.aol.com/finance/where-personal-loan...

   The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

6. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Collateral: Although most personal loans are unsecured, some lenders may offer secured options. Collateral is another word for an asset like a car, jewelry or a fine art collection.

7. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Personal loans generally have faster approval and payment times than secured loans. That makes them useful for emergencies or other situations where you need money quickly. Some lenders can ...