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“The high wildfire risk in California has led to insurance companies withdrawing from underwriting policies in some parts of the state or limiting coverage for perils like wildfire, making it ...
As wildfires, hurricanes and other natural disasters become more frequent due to climate change, many property owners find themselves struggling to find or afford private insurance.
California currently has some of the lowest wildfire insurance rates in the nation because of a 1988 law that requires companies to have prior approval from the California Department of Insurance ...
Due to California's wildfire insurance crisis, homeowners in fire-prone areas are facing increasingly high rates or losing coverage altogether. Don't miss. Car insurance premiums in America are ...
California’s elected insurance commissioner has asked the state’s insurers to make maximum payments for the contents of homes destroyed in last month’s Southern California fire disaster ...
Extended coverage is a term used in the property insurance business. All insurance policies have exclusions for specific causes of loss (also called "perils") that are not covered by the insurance company. An extended coverage endorsement (EC) was a common extension of property insurance beyond coverage for fire and lightning.
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