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2. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. ... your debt faster without requiring a minimum credit score ...

3. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Lower interest rates: Depending on your credit score, you could find yourself paying a lower interest rate through a debt consolidation loan or credit card transfer. A lower interest rate means ...

4. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   Even though canceling a credit card can temporarily lower your credit score by reducing your available credit and the average length of your credit history, it sometimes makes sense to cancel a ...

5. Do balance transfers hurt your credit score? - AOL

   www.aol.com/finance/balance-transfers-hurt...

   A balance transfer can lower your credit score in the following scenarios: ... for a variety of cards without impacting your credit score. ... principal balance as long as you take full advantage ...

6. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Once you understand how credit inquiries affect your credit score, you can make smart decisions about when to apply for new credit. Checking your credit score does not lower it, so feel free to ...

7. What is a balance transfer — and is it a good idea for debt?

   www.aol.com/finance/balance-transfer-good-idea...

   On the other hand, if you transfer that debt to a 0 percent intro APR card with a 3 percent balance transfer fee, you can pay $344 monthly to pay off your debt in the same time frame and without ...

8. How You're Destroying Your Credit Score Without Even ... - AOL

   www.aol.com/finance/youre-destroying-credit...

   Plastic Pitfalls. Americans are on a credit card binge. The ranks of credit card holders carrying debt from month to month have grown to 49%, up from 39% a year ago while credit card balances ...

9. Everything you need to know about balance transfer checks - AOL

   www.aol.com/finance/everything-know-balance...

   A balance transfer check should take roughly two business days to clear. This is about the same amount of time it takes for a standard check to clear. However, it may take your credit card issuer ...