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2. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process. Loan servicing covers everything after disbursing the funds until the loan is fully paid off. Loan origination is a specialized version of new ...

3. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   Even with preapproval, the process of getting approved for a mortgage might take several weeks, as the lender reviews your finances and the home as well, conducting an appraisal to determine its ...

4. Mortgage origination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_origination

   During this process, borrowers must submit various types of financial information and documentation to a mortgage lender, including tax returns, payment history, credit card information and bank balances. Mortgage lenders use this information to determine the type of loan and the interest rate for which the borrower is eligible.

5. Credit rationing - Wikipedia

   en.wikipedia.org/wiki/Credit_rationing

   Credit assessment is completed during the loan application process by applying a set criterion to an application which results in either a loan approval or decline. It is important to note that credit assessment is one way that the lender reduces risk of loan default and is thereby one example of how lenders may apply credit rationing in practice.

6. What is mortgage loan origination? - AOL

   www.aol.com/finance/mortgage-loan-origination...

   Mortgage loan origination is the process of your loan being established. When you formally apply for a mortgage, the lender or loan officer “originates,” or initiates the loan (or, to be more ...

7. How long do you have to wait for SBA loan approval? - AOL

   www.aol.com/finance/long-wait-sba-loan-approval...

   Key takeaways. SBA loans can take 30 to 90 days to approve and fund. Some types of SBA loans have a faster approval process, such as SBA microloans or Express loans