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  2. Compound interest - Wikipedia

    en.wikipedia.org/wiki/Compound_interest

    As the number of compounding periods tends to infinity in continuous compounding, the continuous compound interest rate is referred to as the force of interest . For any continuously differentiable accumulation function a(t), the force of interest, or more generally the logarithmic or continuously compounded return , is a function of time as ...

  3. Interest Compounded Daily vs. Monthly: Which Is ... - AOL

    www.aol.com/news/interest-compounded-daily-vs...

    Here are some examples to illustrate how interest compounded daily vs. monthly can affect your savings. Example #1: Compounding Monthly Assume you deposit $10,000 into a high-yield savings account ...

  4. Rule of 72 - Wikipedia

    en.wikipedia.org/wiki/Rule_of_72

    The choice of number is mostly a matter of preference: 69 is more accurate for continuous compounding, while 72 works well in common interest situations and is more easily divisible. There are a number of variations to the rules that improve accuracy. For periodic compounding, the exact doubling time for an interest rate of r percent per period is

  5. Continuously compounded nominal and real returns - Wikipedia

    en.wikipedia.org/wiki/Continuously_compounded...

    If this instantaneous return is received continuously for one period, then the initial value P t-1 will grow to = during that period. See also continuous compounding . Since this analysis did not adjust for the effects of inflation on the purchasing power of P t , RS and RC are referred to as nominal rates of return .

  6. What is compound interest? How compounding works to ... - AOL

    www.aol.com/finance/what-is-compound-interest...

    Compound interest can help turbocharge your savings and investments or quickly lead to an unruly balance, stuck in a cycle of debt. Learn more about what compound interest is and how it works.

  7. Effective interest rate - Wikipedia

    en.wikipedia.org/wiki/Effective_interest_rate

    For example, a nominal interest rate of 6% compounded monthly is equivalent to an effective interest rate of 6.17%. 6% compounded monthly is credited as 6%/12 = 0.005 every month. After one year, the initial capital is increased by the factor (1 + 0.005) 12 ≈ 1.0617. Note that the yield increases with the frequency of compounding. When the ...

  8. Rate of return - Wikipedia

    en.wikipedia.org/wiki/Rate_of_return

    The quarterly dividend is reinvested at the quarter-end stock price. The number of shares purchased each quarter = ($ Dividend)/($ Stock Price). The final investment value of $103.02 compared with the initial investment of $100 means the return is $3.02 or 3.02%. The continuously compounded rate of return in this example is:

  9. Is It Better to Take Annuity Payments Monthly or Once ... - AOL

    www.aol.com/better-annuity-payments-monthly-once...

    With a once-per-year payment, the beneficiary can deposit the money in an interest-bearing account and take smaller quarterly or monthly withdrawals as they need cash, leaving the rest of the ...