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2. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   Request debt removal: Request that the collection agency delete the debt from your credit report in exchange for payment. Timeframe to respond : Give the collection agency a deadline to respond to ...

3. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   How long can a debt collector pursue an old debt? Each state has a statute of limitations on how long a debt collector can pursue old debt . For most states, this ranges between two and 10 years.

4. Different credit repair options: How they work and how to choose

   www.aol.com/finance/different-types-credit...

   The credit reporting agencies have 30 days to respond to the dispute, or the items in question must be removed. What to watch out for Scammers prey on people desperate to fix their credit.

5. How to protect yourself from debt relief and credit scams - AOL

   www.aol.com/finance/debt-relief-credit-scams...

   Debt management: Debt management involves creating a structured, strategic plan to pay off debt. The goal is to pay your debt down more efficiently and save money on interest expenses.

6. AOL Mail

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   AOL Mail is free and helps keep you safe. From security to personalization, AOL Mail helps manage your digital life Start for free

7. What are debt relief companies and how do they work? - AOL

   www.aol.com/finance/debt-relief-companies-look-3...

   Working with a debt management company can result in less debt or a faster payoff — but there are often hefty fees, often up to 25 percent of the debt enrolled, attached to the services.