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In 2010, 13% of consumers in employee-sponsored health insurance programs had consumer-driven health plans. [7] In 2016, 29% of employee were covered by a CDHP. [8] According to economist John C. Goodman, "In the consumer-driven model, consumers occupy the primary decision-making role regarding the healthcare they receive."
For 2015, Health Republic expanded its service area by 11 counties upstate to a total of 43 counties statewide; [6] added two new products: an out-of-network plan for small groups [7] and a higher-deductible plan for individuals; [5] and expanded its provider network in the Albany area [8]
It allows enrollees to compare health insurance plans and provides those who qualify with access to tax credits. Enrollment started on October 1, 2013. [2] It was created in April 2012. [1] During the first month of operation 16,404 people enrolled in health plans offered through New York's health insurance marketplace. [3]
Teachers in Greater Albany Public Schools are striking, and the district has announced plans to no longer cover their health insurance starting December 1, while the union has filed a complaint ...
The Albany Health and Human Services Corporation (AHHSC) is a proposed public benefit corporation (PBC) of Albany County, New York, and New York State. On May 11, 2009, Albany County Comptroller Michael Conners in his "2009 State of Fisc" proposed a PBC for health in Albany County. [ 1 ]
High deductible health plans (HDHPs) have much lower premiums but high deductibles, co insurance and out of pocket maximums. [26] Due to low upfront costs HDHPs are increasing in popularity with employers, with 24% offering some form of HDHP in 2013 (up from 5% in 2007). [ 27 ]