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A digital bank represents a virtual process that includes online banking, mobile banking, and beyond. As an end-to-end platform, digital banking must encompass the front end that consumers see, the back end that bankers see through their servers and admin control panels, and the middleware that connects these nodes. Ultimately, a digital bank ...
Online banking, also known as internet banking, virtual banking, web banking or home banking, is a system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website or mobile app. Since the early 2000s this has become the most common way that customers ...
The handling of media files (e.g. image files) varies across language editions. Some language editions, such as the English Wikipedia, include non-free image files under fair use doctrine, [W 99] while the others have opted not to, in part because of the lack of fair use doctrines in their home countries (e.g. in Japanese copyright law).
"Fintech", a clipped compound of "financial technology", refers to the application of innovative technologies to products and services in the financial industry.This broad term encompasses a wide array of technological advancements in financial services, including mobile banking, online lending platforms, digital payment systems, robo-advisors, and blockchain-based applications such as ...
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In the 21st century, digital banking and fintech innovations began reshaping the banking landscape in Hong Kong. Traditional banks expanded their services to include digital platforms, while new digital-only banks emerged. These developments reflected a broader trend in the banking industry's adaptation to technological advancements. [7]
Banking as an archaic activity (or quasi-banking [20] [21]) is thought to have begun as early as the latter part of the 4th millennium BCE, [22] to the 3rd millennia BCE. [ 23 ] [ 24 ] Among many other things, the Code of Hammurabi recorded interest-bearing loans.
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