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The table below has projected high-yield CD rates at the start of 2025 and 2026. These are only predictions based on potential rate cuts by the Fed. Actual CD rates could end up being much ...
Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024
Best CD rates today: Turn New Year's motivation into guaranteed growth with fixed APYs of up to 4.27% — Jan. 3, 2025
Best CD rates today: Top yields still holding at 4.35% APY after yesterday's Fed decision — Jan. 30, 2025
Best CD rates today: Start 2025 strong with guaranteed returns of up to 4.27% for 12+ months — Jan. 2, 2025
It's because the Federal Reserve spent much of 2022 and 2023 raising its benchmark interest rate, known as the federal funds rate, to cool inflation and give consumers relief from sky-high prices.
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