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- 100 W. Old Wilson Bridge Road, Worthington, OH · Directions · (614) 785-1122
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Final expense life insurance, sometimes referred to as guaranteed issue, guaranteed acceptance, funeral or burial insurance, is a type of whole life insurance designed to cover end-of-life ...
Burial insurance is sometimes referred to as final expense, pre-need or funeral insurance. All are designed to cover the costs of your funeral and other end-of-life expenses.
If that’s the only coverage you need, though, you may want to consider final expense insurance. This type of permanent life insurance provides a small death benefit — usually no more than ...
In 2006, Settlers Life Insurance Company (Bristol, VA) merged with and into NGL. The combined entity immediately changed its name to Settlers Life Insurance Company and focused sales on primarily final expense insurance. Two years later, in 2008, NGL purchased Key life Insurance Company (Indianapolis, IN), acquiring 8,700 policies.
These may also be marketed as final expense insurance or burial insurance and usually have death benefits between $1,000 and $50,000. [ citation needed ] A major reason for their popularity is their use of "simplified underwriting".
People have a legal right to sell their life insurance policies. [4] Life insurance policies are sold as Long Term Care Benefit Plans to pay for long term care, including assisted living and home care rather than a policy be surrendered or allowing it to lapse. [1] [5] A Long Term Care Benefit Plan is also known as an Assurance Benefit Plan.
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