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  2. Does refinancing a mortgage affect your property taxes? - AOL

    www.aol.com/finance/does-refinancing-mortgage...

    Refinancing your mortgage does not impact your property taxes — at least, not directly. However, it’s important to consider possible ramifications, depending on the type of refinance you do:

  3. Loan servicing - Wikipedia

    en.wikipedia.org/wiki/Loan_servicing

    Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. In the United States, the vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing ...

  4. What happens when you pay off your mortgage? - AOL

    www.aol.com/finance/happens-pay-off-mortgage...

    Refinancing: Instead of prepaying, you can refinance your loan, trading in your old mortgage for a newer one. Refinancing can help you pay off your mortgage more quickly if you shorten the loan ...

  5. Best mortgage lenders of November 2024 - AOL

    www.aol.com/finance/best-mortgage-lenders...

    For example, you could potentially qualify for 1% off your rate for the first year, $2,000 toward your refinance within three years, $1,000 as a bonus toward your closing costs, or between $250 ...

  6. How to lower closing costs: 6 negotiation strategies

    www.aol.com/finance/lower-closing-costs-6...

    Here are six negotiating strategies to help reduce your closing costs, whether you’re buying a home or refinancing your current one. 1. Use your loan estimate to comparison shop

  7. Escrow - Wikipedia

    en.wikipedia.org/wiki/Escrow

    Escrow companies are also commonly used in the transfer of high value personal and business property, like websites and businesses, and in the completion of person-to-person remote auctions (such as eBay), although the advent of new low-cost online escrow services has meant that even low-cost transactions are now starting to benefit from use of ...

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