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  2. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    While the average personal loan requires a credit score between 610 and 640, peer-to-peer loans may offer loans as low as 600. Funding times are often similar to what personal loan lenders offer.

  3. How to get a personal loan with bad credit & special ... - AOL

    www.aol.com/finance/personal-loan-bad-credit...

    While several personal loan lenders offer loan amounts as high as $100,000, bad credit lenders tend to limit you to $50,000 or less. Repayment terms: Bad credit loan terms usually range between ...

  4. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    Predatory or misleading loans can be disguised as bad credit loans. If the rate is above 35.99 percent, you'll want to find a lower-interest option. Bad credit loans can come with challenges like ...

  5. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    A credit score is a number that provides a comparative estimate of an individual's creditworthiness based on an analysis of their credit report. [1] It is an inexpensive and main alternative to other forms of consumer loan underwriting. Lenders, such as banks and credit card companies, use credit scores to evaluate the risk of lending money to ...

  6. What is a bad credit personal loan? Here’s what to know - AOL

    www.aol.com/finance/bad-credit-loans-know-decide...

    A bad credit personal loan is a loan for borrowers with FICO scores below 580 — though some lenders consider credit scores into the low-600s bad. They can provide funds if you need a loan but ...

  7. Credit - Wikipedia

    en.wikipedia.org/wiki/Credit

    Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date ...

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