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  2. How to refinance your ARM into a fixed-rate mortgage - AOL

    www.aol.com/finance/refinance-arm-fixed-rate...

    Type. Fixed period. Adjustment frequency. What this means. 5/1 ARM. 5 years. Once per year. Rate locked for 5 years, then adjusts every 12 months. 7/6 ARM. 7 years

  3. What is a fixed-rate mortgage and how does it work? - AOL

    www.aol.com/finance/fixed-rate-mortgage-does...

    For instance, if you make a 20 percent down payment on a $375,000 home and take out $300,000 30-year fixed-rate mortgage at 7.5 percent interest, your monthly payment (excluding insurance and ...

  4. Mortgage and refinance rates for Feb. 4, 2025: Average 30 ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    These figures are higher than a year ago, when rates averaged 6.63% for a 30-year term and 5.94% for a 15-year term. “The 30-year fixed-rate has hovered between 6% and 7% for most of the last ...

  5. How much does a 1% change in mortgage rates actually ... - AOL

    www.aol.com/finance/how-much-does-1-percent...

    Finally, there's good news for homebuyers and for homeowners who want to refinance their mortgages: The 30-year fixed mortgage rate now averages 6.73%, dropping significantly from its 20-year peak ...

  6. Mortgage and refinance rates for Jan. 23, 2025: Average ... - AOL

    www.aol.com/finance/mortgage-and-refinance-rates...

    The fixed rate for a 15-year mortgage is 6.27%, up 13 basis points from last week's average 6.14%. These figures are lower than a year ago, when rates averaged 6.60% for a 30-year term and 5.76% ...

  7. Mortgage and refinance rates for Jan. 16, 2025: Rates hit ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    The fixed rate for a 15-year mortgage is 6.14%, up 1 basis point from last week's average 6.13%. These figures are lower than a year ago, when rates averaged 6.66% for a 30-year term and 5.87% for ...