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  2. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Settling your credit card debt involves negotiations with credit card companies, either on your own or with the help of an attorney, debt counselor or debt settlement company. Before starting the ...

  3. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    The credit card company will also want to make sure that you have the financial ability to pay any settlement. This could be a lump sum or enough monthly cash flow to fulfill your settlement ...

  4. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Beware of companies that tout government-sponsored credit card debt forgiveness programs. There aren’t any government-backed credit card relief programs, so any claims otherwise are likely scams.

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    During the 2007–2008 financial crisis, more credit card companies were willing to settle existing credit card debts rather than add to their already large written off bad debt. Legal action can be taken against the creditor if they violate the FDCP act. [14] A good settlement company works with their clients to protect them. [15]

  6. Best debt relief companies for credit card debt 2024 - AOL

    www.aol.com/finance/best-debt-relief-companies...

    In 2024, credit card debt accounted for 6.36% of all United States household debt, up from 5.8% in 2020. Credit card balances surged during the pandemic and, by the end of 2022, Alaska led the ...

  7. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Once the card balance is zero, you may be able to use the credit card company’s online messaging center to send an email and close the account. But it’s always best to call the number on the ...

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