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Upgrade, a financial technology company founded in 2016, partners with Cross River Bank to offer this competitive high-yield account that helps grow your savings faster than traditional bank accounts.
Traditional savings accounts often have lower interest rates, while high-yield savings accounts (HYSAs) — offered by many digital and online-only banks — can pay 10 to 20 times more. These ...
In May 2018, Heartland's Direct Call Account received a 5-star rating from CANSTAR in its Flexible Saver and Regular Saver categories. [16] In June 2018, Heartland launched a mobile app for its deposit customers to give them better control over their investments. [17] [18] In July 2018, Heartland was named Canstar Bank of the Year – Savings. [19]
Even after recent Fed rate cuts, high-yield savings accounts still earn up to 10 times the national average savings rate — and considerably more than a traditional savings account. No or low fees.
In fact, more than 8.5 million customers signed up for OSAs with leading U.S. banks in 2005 alone, and some industry experts estimated the online savings account market would triple in size, from $250 billion to $400 billion by 2010. [1] [2]