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2. How to get debt relief - AOL

   www.aol.com/finance/where-debt-relief-help...

   Debt relief companies are agencies that use a combination of tools, including counseling and debt settlement services, to help you get out of debt faster in exchange for a fee. Many require you to ...

3. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   2. Know your debt collection rights. Educate yourself about your rights under the Fair Debt Collection Practices Act (FDCPA). This federal law regulates how creditors and debt collectors can ...

4. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   How much can debt settlement save me? On average, debt settlement services may help consumers save nearly 50% on their credit card balances, according to a report from the American Association for ...

5. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   This also stops collection calls and further legal action from the lender. Faster credit score recovery: While a card settlement will hurt your ... Many debt settlement services operate on a for ...

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

7. Social services and homelessness in Columbus, Ohio

   en.wikipedia.org/wiki/Social_services_and...

   Social services include cash- and housing-related assistance, case management, treatment for mental health and substance abuse, and legal and budget/credit assistance. Amid food insecurity in Columbus, with several neighborhoods as food deserts , nonprofit organizations operate several no-charge groceries, pharmacies, and stores in the city.