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Graduate PLUS is a type of federal student aid, in the form of student loans, which is available to graduate and professional students. [1] Similar to the Parent PLUS loan for parents of dependent undergraduate students, the Graduate PLUS loan is an unsubsidized federally guaranteed education loan with no annual or aggregate limits.
The repayment schedule for Direct PLUS Loans disbursed on or after July 1, 2008 is the same as the schedule for Stafford loans. [1] [2] However, for Direct PLUS Loans first disbursed before July 1, 2008, the repayment period begins at the time the PLUS loan is fully disbursed, and the first payment is due within 60 days after the final ...
The FFELP offers four types of loans: the subsidized Federal Stafford Loans, unsubsidized Federal Stafford loans, the Federal PLUS Loan for graduate students and for parents of dependent undergraduate students, and consolidation loans. [3] The main federal student loan is the Stafford Loan. There are two types of Stafford loans: Subsidized.
The Unsubsidized Stafford Loan and Grad PLUS loans are non-need-based loans available for both undergraduate and graduate students who do not qualify for need-based financial aid. [ 16 ] Even though these loans are not subsidized, interest rates are set by Congress, the programs are closely supervised, and they provide many protections that ...
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Additionally, many schools add .33 for a plus (+) grade and subtract .33 for a minus (−) grade. Thus, a B+ yields a 3.33 whereas an A− yields a 3.67. [ 18 ] A-plusses, if given, are usually assigned a value of 4.0 (equivalent to an A) due to the common assumption that a 4.00 is the best possible grade-point average, although 4.33 is awarded ...
Category includes the 13 elite universities comprising the Ivy Plus grouping. [ 1 ] [ 2 ] [ 3 ] Stanford University , MIT , UC Berkeley , University of Chicago and Duke University are often considered to be the Ivy Plus institutions besides the original eight Ivy League universities.
Some American graduate schools use nine- or ten-point grading scales, formerly including the Rackham School of Graduate Studies at the University of Michigan, where 9.0 = A+, 8.0 = A, 7.0 = A−, and so on. (Rackham switched to a more conventional four-point scale in August 2013.) [75]