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Image source: Getty Images. 1. Work at least 35 years. The simplest way to increase your Social Security benefit is to make sure you work at least 35 years.
Here are five money moves to make in early 2025 to maximize your Social Security benefits. Trending Now: Suze Orman's Secret to a Wealthy Retirement--Have You Made This Money Move? Boost Your Income
Image source: Getty Images. 1. Make sure your earnings record is accurate. It's a bad thing for the Social Security Administration (SSA) to have missing income for you on file.
Image source: Getty Images. 1. Boost your earnings. The Social Security Administration (SSA) calculates your monthly retirement benefit based on the amount of income you earned.
In the previous example, you're pulling money from a 401(k), and your provisional income is $50,000 per year. ... But a handful of little-known "Social Security secrets" could help ensure a boost ...
In 2024, Social Security recipients saw their benefits rise by 3.2%. But inflation has cooled to a large degree in 2024, compared to 2023. Because of this, 2025's Social Security COLA isn't ...
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