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In January 2023, Tennessee increased the state property damage liability requirement for auto insurance from $15,000 to $25,000. Existing minimum coverage policyholders saw their property damage ...
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2022 Toyota Camry, commute five days a week and drive ...
The average cost of full coverage car insurance in the state of Tennessee is $1,429 per year. For minimum coverage in Tennessee, the average rate is $371 per year. For minimum coverage in ...
Another example, in the state of Oklahoma, drivers must carry at least state minimum liability limits of $25,000/$50,000/$25,000. [6] If an insured driver hits a car full of people and is found by the insurance company to be liable, the insurance company will pay $25,000 of one person's medical bills but will not exceed $50,000 for other people ...
In some cases, insurers stopped offering certain types of liability coverage entirely. The crisis led to substantial reforms, including the passage of the Tax Reform Act of 1986 which introduced Section 831(b). At the state level, many states implemented tort reform measures aimed at limiting liability and damages.
Forty-nine U.S. states and the District of Columbia require drivers to have insurance coverage for both bodily injury and property damage, with New Hampshire being the exception, but the minimum amount of coverage required by law varies by state. For example, minimum bodily injury liability coverage requirements range from $30,000 in Arizona ...
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