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A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). [1]
For more information, contact a FEMA map specialist by phone at 877-FEMA-MAP (877-336-2627) or by email atFEMA-FMIX@fema.dhs.gov. Timeline of Morris County process
FEMA still uses Flood Insurance Rate Maps (FIRMs) for mandatory purchase requirements and floodplain management. These FIRMs still serve as a vital source of flood mapping data for communities.
On the new maps in Palm Beach County, about 5,000 properties have moved to a high-risk flood zone, also considered a "special flood hazard area," from a low- or medium-risk flood zone.
Previously the Insurance Program created in 1968 was constructed around the "100-year floodplain" which is the "area that would be inundated by the 100-year flood, better thought of as an area that has a one percent or greater chance of experiencing a flood in any single year", [73] and large subsidies for coastal homes, especially in Florida.
Participation in the NFIP is based on an agreement between local communities and the federal government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHA), the federal government will make flood insurance available within the community as a financial protection against ...
Hazus is a geographic information system-based natural hazard analysis tool developed and freely distributed by the Federal Emergency Management Agency (FEMA).. In 1997 FEMA released its first edition of a commercial off-the-shelf loss and risk assessment software package built on GIS technology.
The maps help determine flood risks and flood insurance requirements and rates. FEMA is urging residents to look at the maps, identify problems, ask questions, and participate in the 90-day appeal ...