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Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date ...
The Contributor Roles Taxonomy, commonly known as CRediT, is a controlled vocabulary of types of contributions to a research project. [1] CRediT is commonly used by scientific journals to provide an indication of what each contributor to a project did. The CRediT standard includes machine-readable metadata. [2]
A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency.
At the top of Wikipedia articles there is a byline which traditionally has read, "From Wikipedia, the free encyclopedia". In September 2014 participants of WikiProject Medicine coordinated a trial of changing this byline to read, for example here for the article on breast cancer, "From Wikipedia, the free encyclopedia contributors".
The factual accuracy of parts of this article (those related to credit scoring models) may be compromised due to out-of-date information. The reason given is: References to "credit bureau branded" credit scores, like Beacon, NextGen, and Pinnacle are obsolete. Current nomenclature is a numbered FICO model with an optional industry type.
Closed-end credit; Collateral (finance) Collateral management; Commercial credit reporting; Commercial hard money; Comparison of free credit monitoring services; Composition with creditors; Conforming loan; Contractum trinius; Creative financing; Credit broker; Credit circle; Credit control; Credit crunch; Credit cycle; Credit enhancement ...
Credit theories of money, also called debt theories of money, are monetary economic theories concerning the relationship between credit and money. Proponents of these theories, such as Alfred Mitchell-Innes , sometimes emphasize that money and credit/ debt are the same thing, seen from different points of view. [ 1 ]
The credit cycle is the expansion and contraction of access to credit over time. [1] Some economists, including Barry Eichengreen , Hyman Minsky , and other Post-Keynesian economists , and members of the Austrian school , regard credit cycles as the fundamental process driving the business cycle .