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  2. Credit counseling: What to know before signing up - AOL

    www.aol.com/finance/credit-counseling-know...

    Credit counseling can help solve financial issues including debt and bad credit. ... provide relevant resources and may help you create a debt management plan. Credit counseling services can ...

  3. Debt management plans: What you need to know - AOL

    www.aol.com/finance/debt-management-plans-know...

    Credit counseling agencies use debt management plans to help you pay off your debt quickly and easily. ... “Establishing a debt management plan with a credit counseling agency is similar to ...

  4. I asked ChatGPT to create a debt repayment plan. Here’s what ...

    www.aol.com/finance/asked-chatgpt-create-debt...

    The average credit card debt per borrower is $6,329, according to TransUnion, and the average U.S. consumer has 3.9 active credit cards in their wallet, according to Experian.

  5. How to negotiate debt with credit card companies - AOL

    www.aol.com/finance/negotiate-debt-credit-card...

    Credit counseling companies. A credit counseling agency may be able to help you handle your credit card negotiations by providing you with a debt management plan (DMP). A DMP may help you ...

  6. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Debt management plan. In some cases, credit counseling companies also recommend and oversee debt management plans. These plans have you make a single payment to an account in your name each month ...

  7. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling (known in the United Kingdom as debt counseling) is commonly a process that is used to help individual debtors with debt settlement through education, budgeting and the use of a variety of tools with the goal to reduce and ultimately eliminate debt. [1]

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