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  2. 9 Free, Easy-To-Use Budget Templates and Spreadsheets - AOL

    www.aol.com/finance/9-free-easy-budget-templates...

    Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet.

  3. 6 Free Budget Templates for Excel, Google Sheets & Numbers - AOL

    www.aol.com/finance/6-free-budget-templates...

    6 Free Budget Template Spreadsheets. There are many fish in the sea, and we promise there’s a budget spreadsheet out there for you. Here are our picks based on budgeting personality types one ...

  4. Zero-based budgeting - Wikipedia

    en.wikipedia.org/wiki/Zero-based_budgeting

    Zero-based budgeting (ZBB) is a budgeting method that requires all expenses to be justified and approved in each new budget period, typically each year. It was developed by Peter Pyhrr in the 1970s. This budgeting method analyzes an organization's needs and costs by starting from a "zero base" (meaning no funding allocation) at the beginning of ...

  5. Revolving fund - Wikipedia

    en.wikipedia.org/wiki/Revolving_fund

    Often a non-profit must announce a program, engage personnel, extend invitations or sign contracts well ahead of raising the donations or receiving the program revenue that will cover the costs. In such cases a revolving fund allows the non-profit to commit to programs early so that it can ensure professional execution and the program's success ...

  6. Personal budget - Wikipedia

    en.wikipedia.org/wiki/Personal_budget

    In the most basic form of creating a personal budget the person needs to calculate their net income, track their spending over a set period of time, set goals based on the information previously gathered, make a plan to achieve these goals, and adjust their spending based on the plan. [3]

  7. Cost estimate - Wikipedia

    en.wikipedia.org/wiki/Cost_estimate

    The U.S. Government Accountability Office (GAO) defines a cost estimate as "the summation of individual cost elements, using established methods and valid data, to estimate the future costs of a program, based on what is known today".

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