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Similarly, landslides are considered an “earth movement” and any damage they cause is excluded from both standard home and flood coverage. Disaster coverage Homeowners in flood-prone areas may ...
Standard home and commercial insurance cover some damage from extreme weather, including fire, windstorm, hail and snow, to name a few. But there are some catastrophes that typical policies don ...
This month, Hurricane Helene wreaked major devastation in North Carolina, while Hurricane Milton caused up to $47.5 billion in property damage in Florida. Don't miss
An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...
Inverse condemnation is a legal concept and cause of action used by property owners when a governmental entity takes an action which damages or decreases the value of private property without obtaining ownership of the property through the use of eminent domain. Thus, unlike the typical eminent domain case, the property owner is the plaintiff ...
If your property is damaged by a fallen tree, whether it originated from your property or a neighbor’s, your first move should be to contact your homeowners insurance company. From there, your ...