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Clifton Savings Bancorp was founded as Botany Building and Loan Association in 1928 in Clifton's Botany Village section of town. The bank became known as East Clifton Building and Loan two years later and assumed the name Clifton Savings and Loan Association in 1954, all while remaining in the Botany section of Clifton; the bank served as the company's headquarters until 1998.
Mortgages issued by Federal Savings Banks are pursuant to the provisions of the Home Owners' Loan Act, a U.S. federal statute. Although the activities of federal thrifts were once confined primarily to taking deposits from consumers and making residential mortgage loans, federal thrifts are now authorized to offer a wide range of financial ...
The Fed’s action to maintain economic and financial stability by raising or lowering its target federal funds rate generally affects how banks and credit unions set their interest rates on their ...
Dollar Savings Bank installed its first automated teller machine (ATM) in 1977 [6] and in 1978, free retail checking accounts, called "NOW accounts", were offered for the first time. [6] In July 1981, Dollar Savings Bank began to provide accounts and services tailored to the needs of businesses.
As the Fed rate rises, so do APYs on savings accounts, CDs and money market accounts — with today’s rates on the best high-yield savings accounts topping 4% APY.
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