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  2. How Your Credit Score Affects Your Mortgage Rate - AOL

    www.aol.com/finance/credit-score-affects...

    When you apply for a mortgage, your credit score is generally one of the most important factors in determining your interest rate. This can make a big difference when it comes to your monthly ...

  3. What is mortgage insurance? - AOL

    www.aol.com/finance/mortgage-insurance-174421492...

    How is mortgage insurance calculated. Mortgage insurance is calculated based on loan amount, loan-to-value (LTV) ratio (in other words, your down payment amount) and other variables. The higher ...

  4. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    Key takeaways. Getting a mortgage can cause a temporary dip in your credit score. But consistent, on-time mortgage payments will cause your credit score to rebound, and even improve over time.

  5. How much does a 1% change in mortgage rates actually ... - AOL

    www.aol.com/finance/how-much-does-1-percent...

    Finally, there's good news for homebuyers and for homeowners who want to refinance their mortgages: The 30-year fixed mortgage rate now averages 6.73%, dropping significantly from its 20-year peak ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate , and what credit limits. [ 2 ]

  7. Is 800 a good enough credit score to buy a house? - AOL

    www.aol.com/finance/800-good-enough-credit-score...

    Here’s an example: Let’s say you’re buying a $400,000 house with a 20 percent down payment, and your high credit score qualifies you for a 30-year fixed mortgage at an interest rate of 6.2 ...