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  2. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    You can use a calculator or the simple interest formula for amortizing loans to get the exact difference. For example, a $20,000 loan with a 48-month term at 10 percent APR costs $4,350.

  3. Commercial mortgage - Wikipedia

    en.wikipedia.org/wiki/Commercial_mortgage

    A commercial mortgage is a mortgage loan ... a portfolio of commercial real estate ... might calculate DSCR at 160–170% for commercial mortgages and 125–130% for ...

  4. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    C&I loans do not consist of investment real estate loans, which are typically handled by a different lending group at a bank. According to SMB Adviser, the main purpose of a C&I loan is to finance capital expenditures or provide working capital to the borrower. A C&I loan is generally a short-term (1-2 year) line of credit or term loan, secured ...

  5. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

  6. Types of small business loans offered at banks - AOL

    www.aol.com/finance/types-small-business-loans...

    Funds can be used for long-term financing for real estate and large equipment. Commercial real estate loan Designed for businesses that want to open a physical location.

  7. How to consolidate business debt

    www.aol.com/finance/consolidate-business-debt...

    Below are several steps you can take to obtain a commercial debt consolidation loan: Calculate how much debt you owe. The first step to consolidating business debt is to calculate the total debt ...