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2. How do balance transfers work, and will one work for you? - AOL

   www.aol.com/finance/balance-transfers-one...

   A balance transfer is when you move your balance from one credit card to another offering a lower or 0% annual percentage rate (APR) for a set period of time, usually six months to up to two years ...

3. BankAmericard® Credit Card: a no annual fee 0% intro ... - AOL

   www.aol.com/finance/bankamericard-credit-card-no...

   0% Balance transfer: 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days of opening your account, then 16.24% - 26.24% thereafter, plus a balance transfer fee of ...

4. What is a balance transfer fee? Here’s everything you need to ...

   www.aol.com/finance/balance-transfer-fee...

   Starting balance. Monthly payments. Months to pay off card. Interest paid. Regular credit card. $5,000. $300. 20. $949. Balance transfer card with fee applied. $5,150

5. How to choose a balance transfer credit card - AOL

   www.aol.com/finance/choose-balance-transfer...

   Most balance transfer cards charge a fee between 3 percent and 5 percent (often with a $5 minimum) of the transferred balance. ... The best balance transfer credit cards offer a 0 percent intro ...

6. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   The most important reason to pursue a balance transfer credit card is to take advantage of a low or 0 percent introductory APR offer. By transferring your debt to this new card, you start saving ...

7. Need a New Year’s money makeover? A balance transfer credit ...

   www.aol.com/finance/money-makeover-balance...

   A balance transfer is when you move credit card debt from a card with a high interest rate to one with a lower interest rate—or even a card that offers a 0% APR for an introductory period of time.