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2. How long can a credit card charge be pending? - AOL

   www.aol.com/finance/long-credit-card-charge...

   When you swipe your credit card to make a purchase, the merchant’s acquiring bank — which handles the payments for the merchant — communicates with your card issuer to make sure that you ...

3. Authorization hold - Wikipedia

   en.wikipedia.org/wiki/Authorization_hold

   Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

4. How do credit card refunds work? - AOL

   www.aol.com/finance/credit-card-refunds...

   The Fair Credit Billing Act gives you 60 days to dispute a credit card charge.This gives you enough time to ensure that you aren’t accidentally disputing a valid charge, such as a charge for an ...

5. Can a business charge for using a credit card? - AOL

   www.aol.com/finance/business-charge-using-credit...

   Whenever a merchant accepts a credit card payment, the credit card network that processes the payment will charge a merchant fee. The merchant is expected to cover this fee. The merchant is ...

6. Surcharge (payment systems) - Wikipedia

   en.wikipedia.org/wiki/Surcharge_(payment_systems)

   A payment surcharge, also known as checkout fee, is an extra fee charged by a merchant when receiving a payment by cheque, credit card, charge card, debit card or an e-money account, [1] but not cash, which at least covers the cost to the merchant of accepting that means of payment, such as the merchant service fee imposed by a credit card company. [2]

7. Credit card - Wikipedia

   en.wikipedia.org/wiki/Credit_card

   Merchants with very low average transaction prices or very high average transaction prices are more averse to accepting credit cards. In some cases, merchants may charge users a "credit card supplement" (or surcharge), either a fixed amount or a percentage, for payment by credit card. [77]