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2. Protection and indemnity insurance - Wikipedia

   en.wikipedia.org/wiki/Protection_and_indemnity...

   Protection and indemnity insurance, more commonly known as P&I insurance, is a form of mutual maritime insurance provided by a P&I club. [1] Whereas a marine insurance company provides "hull and machinery" cover for shipowners, and cargo cover for cargo owners, a P&I club provides cover for open-ended risks that traditional insurers are reluctant to insure.

3. Marine insurance - Wikipedia

   en.wikipedia.org/wiki/Marine_insurance

   A co-insurance, which typically governs non-proportional treaty reinsurance, is an excess expressed as a proportion of a claim in percentage terms and applied to the entirety of a claim. Co-insurance is a penalty imposed on the insured by the insurance carrier for under reporting/declaring/insuring the value of tangible property or business income.

4. Liability insurance - Wikipedia

   en.wikipedia.org/wiki/Liability_insurance

   Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

5. What is umbrella insurance and how much does umbrella ...

   www.aol.com/finance/umbrella-insurance-much-does...

   The most common requirement is for your auto policy to have liability limits of 250/500/100 and for your home insurance to have a personal liability limit of $300,000.

6. Limitation of Liability Act of 1851 - Wikipedia

   en.wikipedia.org/wiki/Limitation_of_Liability...

   In United States maritime law, the Limitation of Liability Act of 1851, codified as 46 U.S.C. § 30523 since December 2022, states that the owner of a vessel may limit damage claims to the value of the vessel at the end of the voyage plus "pending freight", as long as the owner can prove it lacked knowledge of the problem beforehand.

7. A comprehensive guide to small business insurance: Here’s how ...

   www.aol.com/finance/comprehensive-guide-small...

   According to a survey released by Next Insurance, 90% of business owners weren't sure if they had adequate coverage. Worse, 29% had no business insurance coverage at all, leaving their business ...