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This is a list of countries, territories and regions by home ownership rate, which is the ratio of owner-occupied units to total residential units in a specified area, based on available data. [1] [better source needed]
In Australia, the Housing Industry Association publishes a Housing Affordability Index, [5] which is a "'purchase affordability' metric which is most representative of an individual owner occupier purchasing a home with a mortgage, although it is also indicative of conditions for others transacting in the housing market."
Australians buying a home for the first time are eligible for a first homeowner grant. These grants were introduced on 1 July 2000, and are jointly funded by the Commonwealth government and the state and territory governments. First home buyers are currently eligible for a grant of A$7000 to alleviate the costs of entering the housing market. [3]
According to the United States Census Bureau, the rate of home ownership in the United States was 67.3% in the first quarter of 2009 -- its lowest rate since the second quarter of 2000.
Mostly by accident, I have never owned a home, and consider it one of the best financial moves I've ever made. Not because suffering through one of the worst real estate downturns in history would ...
For example, per Bankrate, a 5/1 ARM — meaning five years fixed and adjustable every year after — currently averages 6.50% as of Tuesday. That compares to an average of 7.62% for a 30-year ...
The definition of affordable housing may change depending on the country and context. For example, in Australia, the National Affordable Housing Summit Group developed their definition of affordable housing as housing that is "...reasonably adequate in standard and location for lower or middle income households and does not cost so much that a household is unlikely to be able to meet other ...
Home ownership in Germany is lower overall than in most other European countries. In 2022, Germany's homeownership rate was 46.7%. [1] During World War II, 2.25 million homes were destroyed with another two million damaged, reducing overall housing stocks by 20%. In 1949, West Germany enacted its first housing law and by 1961 had reduced its ...