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  2. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    Advertised interest rates range from 8% to 36%, though the average interest rate on a two-year personal loan was 11.92% as of May 2024, according to the Federal Reserve Bank of St. Louis.

  3. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Some lenders can deposit the loan proceeds into your bank account as soon as the next business day. No collateral requirement. Unsecured personal loans don’t require collateral to get approved ...

  4. Minnesota Department of Management and Budget - Wikipedia

    en.wikipedia.org/wiki/Minnesota_Department_of...

    MMB serves as the comptroller and treasurer for the whole of state government, coordinating accounting, cash management, and debt management across all state agencies. [2] MMB maintains and operates the statewide financial reporting system called SWIFT and uses this financial data, along with economic trends from the state economist, to prepare ...

  5. Refund anticipation loan - Wikipedia

    en.wikipedia.org/wiki/Refund_anticipation_loan

    The loan term was usually about two to three weeks, related to the time it took the U.S. Internal Revenue Service to deposit refunds in electronic accounts. The loans were designed to make the refund available in as little as 24 hours. They were secured by a taxpayer's expected tax refund, and designed to offer customers quicker access to funds.

  6. Midwest Federal Savings & Loan - Wikipedia

    en.wikipedia.org/wiki/Midwest_Federal_Savings_&_Loan

    On April 22, 1991, the St. Paul Pioneer Press called the bank's failure the "largest financial disaster in Minnesota history" and was part of the savings and loan crisis of the 1980s. Midwest Federal had assets of US$3.5 billion (equivalent to $7.8 billion in 2023), was liquidated by the government at a cost of US$1 billion to taxpayers ($2.2 ...

  7. Public bank - Wikipedia

    en.wikipedia.org/wiki/Public_bank

    A public bank is a bank, a financial institution, in which a state, municipality, or public actors are the owners.It is an enterprise under government control. [1] Prominent among current public banking models are the Bank of North Dakota, the Sparkassen-Finanzgruppe in Germany, and many nations' postal bank systems.

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