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2. How to save for a car: A step-by-step guide - AOL

   www.aol.com/finance/save-car-step-step-guide...

   2. Calculate your down payment. Before you head to the lot to buy a car, take the time to calculate your down payment. This amount will depend on your unique financial situation and the kind of ...

3. 8 tips for choosing the right first-time auto loan

   www.aol.com/finance/8-tips-choosing-first-time...

   8. Have a big down payment. Once you know how much you can spend, start saving for a down payment that’s at least 20 percent of the vehicle’s total cost. A larger down payment improves your ...

4. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   A home down payment is the part of ... Let’s look at the difference between 3 percent down and 20 percent down on a $400,000 home. With a 30-year loan at a fixed 6 percent interest rate, the ...

5. Car finance - Wikipedia

   en.wikipedia.org/wiki/Car_finance

   Over 85% of new cars and half of used cars are financed (as opposed to being paid for in a lump sum with cash). [2] Roughly 30% of new vehicles during the same time period were leased. [2] There are two primary methods of borrowing money to buy a car: direct and indirect. A direct loan is one that the borrower arranges with a lender directly.

6. Loan - Wikipedia

   en.wikipedia.org/wiki/Loan

   e. In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. The document evidencing the debt (e.g., a promissory note) will normally specify, among other things, the principal amount of money ...

7. Amortization calculator - Wikipedia

   en.wikipedia.org/wiki/Amortization_calculator

   Amortization calculator. An amortization calculator is used to determine the periodic payment amount due on a loan (typically a mortgage), based on the amortization process. The amortization repayment model factors varying amounts of both interest and principal into every installment, though the total amount of each payment is the same.