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2. Factor rate vs. interest rate for business loans - AOL

   www.aol.com/finance/factor-rate-vs-interest-rate...

   The same factor rate converts to a higher interest rate over a short term and a lower interest rate over a longer term. This is because interest rates express the cost of the loan as a percentage ...

3. Adjustable-rate mortgages: What they are and how they work - AOL

   www.aol.com/finance/adjustable-rate-mortgages...

   Generally, the initial interest rate on an ARM mortgage is lower than that of a comparable fixed-rate mortgage. After that period ends, interest rates — and your monthly payments — can rise or ...

4. Open-ended mortgages: What are they and how do they work? - AOL

   www.aol.com/finance/open-ended-mortgages...

   Pros of an open-end mortgage. Finance a home purchase and renovations with one loan and one monthly payment. Only repay the mortgage and any extra you use. Avoid closing costs for two loans. Cons ...

5. Factoring (finance) - Wikipedia

   en.wikipedia.org/wiki/Factoring_(finance)

   The advance rate is the percentage of an invoice that is paid out by the factoring company upfront. The difference between the face value of the invoice and the advance rates serves to protect factors against any losses and to ensure coverage for their fees.

6. How to compare invoice factoring companies - AOL

   www.aol.com/finance/compare-invoice-factoring...

   The first fee to watch out for when working with an invoice factoring company is the factoring fee or discount rate. This can range from 1 percent to 5 percent. This can range from 1 percent to 5 ...

7. How to compare and work with invoice factoring companies - AOL

   www.aol.com/finance/invoice-factoring-company...

   Pros and cons of working with an invoice factoring company. Alternative lending options, like invoice factoring, have pros and cons that you need to consider before applying. Pros. Quick funding ...