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Whether you’re an experienced consumer trying to live debt-free or a young person with no credit history, the option to manually underwrite a loan could provide you access to big-ticket items ...
See more in Credit or ask a money question . 4. Get a Co-Signer. If you can’t qualify for credit on your own, you may be able to get a family member or friend who has good credit to co-sign for ...
The average American consumer has a 717 credit score, according to FICO data. A FICO Score ranges from 300 to 850, with anything from 670 to 739 being considered "good." With good credit comes the...
You don't technically "need" to have a credit history. If you live a minimalist lifestyle, spend only cash and don't ever take on debt, you may be able to get by just fine. See: Pocket an Extra ...
Key takeaways. Having no credit history typically means you don't have a credit score at all. This is different from having a low credit score, which can stem from having limited credit history or ...
If you have no credit history or poor credit, you can explore credit cards that are easier to get approved for. Retail credit cards tend to require only a fair score, so check to see if your ...
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