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  2. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    The FDIC will act quickly to make you whole by either setting you up with a new account at another insured bank that is equal to the insured balance at the failed bank; or, it will issue you a ...

  3. How to make sure your bank is FDIC-insured - AOL

    www.aol.com/finance/how-to-confirm-bank-fdic...

    FDIC insurance covers up to $250,000 on individual deposit accounts in the event that the bank fails. That’s why many people prefer to keep their bank account balances under $250,000 .

  4. FDIC insurance: What it is and how it works - AOL

    www.aol.com/finance/fdic-insurance-works...

    Key takeaways. FDIC insurance is backed by the full faith and credit of the U.S. government and guarantees bank consumers that their money is safe for up to a limit of $250,000 per depositor, per ...

  5. What happens when a bank fails? - AOL

    www.aol.com/finance/happens-bank-fails-151623252...

    The standard FDIC deposit insurance coverage limit is $250,000 per depositor, per FDIC bank, per ownership category. This means each depositor is insured to at least $250,000 at an FDIC-insured bank.

  6. Are All CDs Protected by FDIC Insurance? - AOL

    www.aol.com/cds-protected-fdic-insurance...

    FDIC insurance covers up to $250,000 per depositor, per FDIC-insured bank, per ownership category. Ownership categories are the way you hold money, rather than the account itself.

  7. Banking Experts: What To Do if You’re Worried About ... - AOL

    www.aol.com/banking-experts-worried-safety...

    “When we place your deposit through the ICS or CDARS service, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000 and is placed in deposit accounts at ...

  8. Many are worried about their bank accounts' safety - AOL

    www.aol.com/finance/fdic-insurance-heres-certain...

    The FDIC's standard insurance covers up to $250,000 per depositor, per bank, for every account ownership category. Many are worried about their bank accounts' safety — here's what they should ...

  9. Here’s why some people keep uninsured money in their bank - AOL

    www.aol.com/why-people-keep-uninsured-money...

    Government-backed deposit insurance was created in 1933, right around the time of the Great Depression when bank runs were rampant: About 40% of US banks went under between 1929 and 1933 ...