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  2. Emergency and payday loan alternatives that could save ... - AOL

    www.aol.com/finance/emergency-payday-loan...

    The payday lender could report the delinquent balance to the three credit reporting agencies or sell your account to a collection agency. Either way, your credit score will likely drop due to the ...

  3. Emergency and payday loan alternatives - AOL

    www.aol.com/finance/emergency-payday-loan...

    Some lenders work with individuals with bad credit, although the rates are often higher (up to 35.99 percent), but still not as high as payday loan rates. Lightbulb Bankrate insider tips

  4. 9 Cash Advance Apps That Work With Chime® - AOL

    www.aol.com/8-cash-advance-apps-chime-210918821.html

    Chime offers banking services like checking, savings, and secured credit cards, but for immediate cash needs before payday, a cash advance app can provide quick access to funds. 9 Cash Advance ...

  5. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

  6. Emergency loans: Everything you need to know - AOL

    www.aol.com/finance/emergency-loans-americans...

    Like personal loans, payday loans offer a fast cash option if you need up to $250. They must be repaid, plus fees, by your next paycheck, which drives the APR up to 400 percent or more in some cases.

  7. Alternative financial services in the United States - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial...

    Americans that use non-traditional lenders to meet short-term financial needs include almost ten million households that are unbanked or underbanked, according to a 2004 study prepared for The Fannie Mae Foundation by the Urban Institute Metropolitan Housing and Communities Policy Center, "Alternative Financial Service Providers."

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