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  2. Flood insurance rate map - Wikipedia

    en.wikipedia.org/wiki/Flood_Insurance_Rate_Map

    A flood insurance rate map (FIRM) is an official map of a community within the United States that displays the floodplains, more explicitly special hazard areas and risk premium zones, as delineated by the Federal Emergency Management Agency (FEMA). [1] The term is used mainly in the United States but similar maps exist in many other countries ...

  3. National Flood Insurance Program - Wikipedia

    en.wikipedia.org/wiki/National_Flood_Insurance...

    National Flood Insurance Program. The National Flood Insurance Program (NFIP) is a program created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). The NFIP has two purposes: to share the risk of flood losses through flood insurance and to reduce flood damages by restricting floodplain ...

  4. What to do if your home was damaged by Hurricane Helene - AOL

    www.aol.com/news/home-damaged-hurricane-helene...

    If you have homeowners or flood insurance, you should first contact your insurance company. FEMA may assist with expenses not covered by your insurance. 3. Apply for Assistance. You can apply for ...

  5. Understanding FEMA’s Risk Rating 2.0 system for flood insurance

    www.aol.com/finance/understanding-fema-risk...

    FEMA’s Risk Rating 2.0 is a new rating system for NFIP flood insurance policies. The program rolled out in two phases. Phase one began October 1, 2021 and entailed new policies being subject to ...

  6. Federal Emergency Management Agency - Wikipedia

    en.wikipedia.org/wiki/Federal_Emergency...

    The Federal Emergency Management Agency (FEMA) is an agency of the United States Department of Homeland Security (DHS), initially created under President Jimmy Carter by Presidential Reorganization Plan No. 3 of 1978 and implemented by two Executive Orders on April 1, 1979. [ 1 ] The agency's primary purpose is to coordinate the response to a ...

  7. Cartwright to introduce National Flood Insurance Premium ...

    www.aol.com/cartwright-introduce-national-flood...

    In October 2021, Cartwright said the Federal Emergency Management Agency (FEMA) instituted a new policy premium pricing system — known as Risk Rating 2.0 — for National Flood Insurance Program ...

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