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  2. How to choose the right, cheap home insurance for your budget

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    Claims-free: Homeowners who haven’t filed a recent claim, typically within the last three to five years, may be eligible for a claims-free discount. 5. Research trusted third-party ratings

  3. States Where Homeowners Insurance Costs the Most - AOL

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    According to a new report by Insurance.com, the average homeowners insurance rate in the U.S. is $2,777 per year — or $231 monthly — for $300,000 in dwelling coverage and liability and a ...

  4. Guide to homeowners insurance - AOL

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    Getting quotes from several companies may be a good strategy to compare rates and coverage offerings. To compare home insurance quotes, you may want to: Understand your needs: ...

  5. How to save on homeowners insurance - AOL

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    Furthermore, many insurance companies offer a claims-free discount, which would likely not be applied to a homeowners insurance policy if there is a history of small claims. Frequently asked questions

  6. How to choose the best home insurance company - AOL

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    In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

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