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2. How to get a low-cost mortgage refinance - AOL

   www.aol.com/finance/low-cost-mortgage-refinance...

   2. Consider a no-closing-cost refinance. One way to get a low-cost refinance is to avoid closing costs altogether. With a no-closing-cost refinance, you don’t incur any upfront fees. That can ...

3. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   Interest rate. 30-year loan term — monthly payment. Total interest paid over life of 30-year term. 15-year loan term — monthly payment. Total interest paid over life of 15-year term. 5.00% ...

4. Do you need a down payment to refinance your mortgage? - AOL

   www.aol.com/finance/down-payment-refinance...

   In the typical rate-and-term refinance, which lowers your interest rate and payments and/or shortens your loan term, lenders generally look for an 80 percent loan-to-value ratio (LTV) or lower ...

5. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   To illustrate, the lender could offer to refinance your $400,000 home loan with a 30-year term at 6 percent APR, charging you $13,000 in closing costs. Or you could get a no-closing-cost refinance ...

6. When should you refinance your mortgage? - AOL

   www.aol.com/finance/refinance-mortgage-152541677...

   Now say about 15 years into the loan, you’ve paid $86,551 toward the principal and $257,499 in interest and you want to refinance the remaining $233,449 of your principal balance with a new 15 ...

7. Refinancing to a 15-year mortgage: What to consider - AOL

   www.aol.com/finance/refinancing-15-mortgage...

   Loan term. Interest rate. Monthly payment. Interest paid over term. ... 6.15%. $2,031. $127,176. $57,795. In this scenario, the borrower could save considerably on interest (less closing costs) by ...