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  2. How to get home insurance discounts - AOL

    www.aol.com/finance/home-insurance-discounts...

    For instance, a company may offer a 5% discount for being claims-free for three years but only offer the full 10% to a homeowner with five years claims-free. Discounts vary : Where you live and ...

  3. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    On average, U.S. homeowners spend $888 per year on flood insurance, although, like any insurance policy, your actual rates will vary. Flood policies usually require payment in full, so it may be a ...

  4. How to buy homeowners insurance - AOL

    www.aol.com/finance/buy-homeowners-insurance...

    On average, homeowners pay $1,687 annually for a homeowners insurance policy with $250,000 in dwelling coverage. The same type of home insurance coverage may vary in price based on the company ...

  5. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

  6. How to read a homeowners insurance policy

    www.aol.com/finance/read-homeowners-insurance...

    The parts of a homeowner insurance policy. A homeowners insurance policy includes a variety of ... Policy number: The unique number identifying your policy. This number is used in all transactions ...

  7. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    4. Compare quotes based on coverage. When you purchase a home insurance policy, the rate will vary based on a number of factors that are unique to you and your home. Additionally, home insurance ...

  8. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    The most common type of homeowners insurance is the HO-3 Special Form policy, which covers your home, your personal property, liability, additional living expenses and medical payments.

  9. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    How much does homeowners insurance cost? In the U.S., the average cost for homeowners insurance is $1,687 per year for a home insurance policy with $250,000 in dwelling coverage. Depending on your ...