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2. Why record-high credit card balances aren’t all bad news - AOL

   www.aol.com/finance/why-record-high-credit-card...

   If you have the average credit card balance ($6,088, according to TransUnion) and you only make minimum payments at the average credit card rate (20.74 percent), you’ll be in debt for 214 months ...

3. 3 of the Worst Mistakes With Balance Transfer Credit Cards - AOL

   www.aol.com/3-worst-mistakes-balance-transfer...

   Image source: Getty Images. Credit card debt is a serious financial issue. The average credit card interest rate is a staggering 22.76%, according to Federal Reserve data. Because of how high ...

4. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   “Credit card interest is very high at present, with rates from 18 percent to as high as 27 percent. Banks are allowed to charge high interest because credit card charges are unsecured loans.

5. 6 times a balance transfer is a bad idea - AOL

   www.aol.com/finance/6-times-balance-transfer-bad...

   Your new balance transfer card will ideally charge zero interest for around 12 to 21 months and have a high enough credit limit to take on all of your other card’s debt. To use a balance ...

6. ‘What’s wrong with a credit card if you pay the balance every ...

   www.aol.com/finance/wrong-credit-card-pay...

   You can also get a better idea of your net worth and create a detailed budget, allocating a portion of your income specifically to credit card payments — prioritizing high-interest balances first.

7. How Bad Is a $10,000 Balance on Your Credit Card? - AOL

   www.aol.com/bad-10-000-balance-credit-123010543.html

   Image source: The Motley Fool/Getty Images. Carrying a credit card balance is a part of life for many Americans. The average American credit card debt is $6,501, according to research by The ...