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2. No-closing-cost refinance: What it is and how it works - AOL

   www.aol.com/finance/no-closing-cost-refinance...

   If you didn’t finance that extra $2,000, you’d pay $126,012 in interest — a difference of $1,276. Alternatively, your lender might waive the closing costs in exchange for a higher interest rate.

3. What is a mortgage origination fee? And do you have to pay it?

   www.aol.com/finance/mortgage-origination-fee-pay...

   A mortgage origination fee is a charge you pay at closing to cover the cost of processing and funding your home loan. Usually, an origination fee is about 0.5 to 1 percent of the loan amount. You ...

4. What are APR fees on a mortgage? - AOL

   www.aol.com/finance/apr-fees-mortgage-194052712.html

   Key takeaways. The annual percentage rate (APR) on a mortgage includes the interest rate and some fees. These fees are known as APR fees. The most common APR fees include the mortgage lender’s ...

5. How to read and compare mortgage loan estimates - AOL

   www.aol.com/finance/read-compare-mortgage-loan...

   The final page of the loan estimate lists more important details of your mortgage agreement, like the names of the lender and the loan officer, plus three key figures you can use for comparison ...

6. How to refinance your ARM into a fixed-rate mortgage - AOL

   www.aol.com/finance/refinance-arm-fixed-rate...

   At a glance: ARM vs. fixed-rate mortgage. Adjustable-rate mortgage. Fixed-rate mortgage. Down payment. Typically 3.5% to 20%. Typically 3% to 20%. Initial interest rate. May be lower or higher for ...

7. Who pays closing costs, the buyer or the seller? - AOL

   www.aol.com/finance/pays-closing-costs-buyer...

   Lender fees: A mortgage lender will usually charge the borrower for its expenses in originating and drawing up the loan and processing the application, including running a credit check and other ...