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Liability coverage. Liability coverage is the backbone of your policy and is required by law in most states — except in New Hampshire, which may make an exception if you can prove that you have ...
Optional car insurance: vehicle coverage. In addition to the liability insurance that may be required by your state, you may want to consider other optional coverage types for your vehicle, such ...
Below are the coverage types that are often required with minimum car insurance: Bodily injury (BI) liability: If you cause an accident with another driver or pedestrian, bodily injury liability ...
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
Progressive was formed in 1937 by Joseph Lewis and Jack Green as Progressive Mutual Insurance Company. [5] In 1956, the company found a niche by insuring more risky drivers. In 1965, Peter B. Lewis, son of Joseph Lewis, and his mother borrowed $2.5 million, pledging their majority stake as collateral, and completed a leveraged buyout of ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
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