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The gathering of personally identifiable information (PII) refers to the collection of public and private personal data that can be used to identify individuals for various purposes, both legal and illegal. PII gathering is often seen as a privacy threat by data owners, while entities such as technology companies, governments, and organizations ...
Federal laws that regulate this include, Gramm-Leach-Bliley Act, Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act, Credit and Debit Card Receipt Clarification Act, Bank Secrecy Act, Fair Debt Collection Practices Act, Electronic Funds Transfer Act, and the Dodd-Frank Wall Street Reform and Consumer Protection Act. All of ...
The early years in the development of privacy rights began with English common law, protecting "only the physical interference of life and property". [5] The Castle doctrine analogizes a person's home to their castle – a site that is private and should not be accessible without permission of the owner.
Currently, all 50 states have enacted forms of data breach notification laws. [4] There is no federal data breach notification law, despite previous legislative attempts. [5] These laws were enacted in response to an escalating number of breaches of consumer databases containing personally identifiable information. [6]
[2] [3] One of the largest breaches of government data in U.S. history, [1] information that was obtained and exfiltrated in the breach [4] included personally identifiable information such as Social Security numbers, [5] as well as names, dates and places of birth, and addresses. [6]
There are two different groups that this rule applies to: Financial Institutions and Creditors. [5] Financial institution is defined as a state or national bank, a state or federal savings and loan association, a mutual savings bank, a state or federal credit union, or any other entity that holds a “transaction account” belonging to a consumer. [6]
They asked these groups questions around the limits of using information technology such as the use of cookies, biometrics, loyalty cards, radio frequency identification, text messaging, pop-up advertisements, telemarketing, and spam. The authors use these same surveys with groups of marketing managers and database vendors.
A cyberattack can be defined as any attempt by an individual or organization "using one or more computers and computer systems to steal, expose, change, disable or eliminate information, or to breach computer information systems, computer networks, and computer infrastructures". [2]