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2. Mortgage prequalification vs. preapproval: How to time these ...

   www.aol.com/finance/mortgage-prequalification-vs...

   Lenders perform a hard credit inquiry for preapproval, which temporarily dings your credit score by around five points for most people. Borrowers with a very good FICO score of 740 and up tend to ...

3. Does mortgage prequalification affect your credit score? - AOL

   www.aol.com/finance/does-mortgage...

   Soft credit inquiry vs. hard credit inquiry Technically, the lender’s quick credit check is a “soft pull” of your credit history. Such soft inquiries don’t show up on your credit report ...

4. ‘Soft’ Credit Inquiry vs. ‘Hard’ Credit Inquiry: What’s the ...

   www.aol.com/soft-credit-inquiry-vs-hard...

   A hard credit inquiry impacts your credit score (usually by a few points), is reported on your credit history, and usually stays there for two years. ‘Soft’ Credit Inquiry vs. ‘Hard ...

5. How to get preapproved for a mortgage - AOL

   www.aol.com/finance/preapproved-mortgage...

   3. Check your credit report. In addition to providing documentation, you’ll also have to agree to a hard credit check by the lender. It needs to ensure you have a high enough credit score to buy ...

6. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1]For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

7. Prequalified vs. preapproved: What’s the difference? - AOL

   www.aol.com/finance/prequalified-vs-preapproved...

   While there are differences between getting preapproved vs. prequalified, both processes usually involve credit checks: a soft check for prequalification and a hard check for preapproval.

8. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.

9. How to shop for a mortgage without hurting your credit score

   www.aol.com/finance/shop-mortgage-without...

   A hard credit check involves a lender pulling your full credit report from a credit bureau with your permission and is typically done to help make a lending decision. That said, you can explore ...